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Retirement Income

Planning

As Americans move toward retirement, they are faced with many complex challenges and obstacles.  Two concerns that come up often in client meetings:

  • The fear of running out of money
  • What effect would a catastrophic illness have on their sustainability


​The American College conducted a quiz on basic fundamentals necessary for a successful retirement and 80% of participants failed, revealing that Americans are not as knowledgeable as they should be when preparing for retirement.  We can provide a complimentary copy of this report upon request.


Important considerations that we address with our clients:


  • Retirement basics, life expectancy, when to start Social Security?
  • Medical insurance and long-term care, including questions about Medicare.
  • Company retirement plans and IRAs, including questions about Roth IRAs.
  • Investment basics, the types of mutual funds that have higher expenses.
  • Strategies and solutions that offer sustainable income.
  • What is the correct amount to hold in equities and annuities.
  • Life insurance, do I need it?, How much? 
  • Taxes, how to legally reduce taxes.
  • What effect does market turbulence have on your income and lifestyle?


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Our team of professionals will assist you to integrate and put all of the components together to provide the most desirable outcomes.  We encourage you to contact us and get a qualified 2nd opinion as you enter this important phase of your life!